Features

An AI workforce. Across every line.

Five buckets, one platform. Agents do the work, producers approve, and every line of business lives in the same workspace.

AI Workforce

Agents do the busywork. Producers approve.

Submission intake (commercial)

Agents read incoming requests, extract risk data, and assemble a draft submission packet.

Renewal prep

Renewal packets, plan summaries, and client notes assembled before you log in.

Commission reconciliation

Statements imported, matched to policies, and flagged when something is missing or off.

COI generation

Certificates drafted from the policy, ready for producer review and send.

Carrier appetite matching

Tell us the risk; we surface the carriers most likely to write it, with a confidence score.

Multi-Line CRM

One client, every line, in one place.

Unified clients

Households and businesses with every policy, contact, and document in one record.

Policy timeline across lines

Life, health, benefits, and commercial coverage on one chronological view per client.

Cross-sell signals

When a renewal lands, we surface adjacent lines the client should already be talking about.

Activity history

Calls, emails, AI agent actions, and producer approvals, all on one audit trail.

Commissions

Get what you've earned, automatically.

Statement import

Upload or auto-pull carrier statements in any common format.

Auto-reconciliation

Statement lines matched to policies, producers, and split rules without manual keying.

Splits and overrides

Configure producer splits, sub-agent overrides, and carrier bonuses in one place.

Chargebacks

Track reversals and adjustments against the original commission, never lose a dollar.

Real-time missing-commission flags

We tell you what should have been paid this cycle and wasn't.

Quoting & Submissions

From risk to bound, in fewer steps.

ACORD form library

The standard ACORD set, auto-filled from the client record.

Multi-carrier submit

One submission, sent to multiple markets, tracked from a single workspace.

Quote compare

Side-by-side coverage, premium, and exclusion comparison across returned quotes.

Bind workflow

Bind, request endorsements, and trigger COIs without leaving the platform.

Integrations

Connect the systems your agency already runs on.

Carriers (200+ planned)

Direct connections in active rollout. Ask us about a specific carrier roadmap.

Payroll (Gusto, ADP, Rippling)

Pull census, headcount, and payroll for benefits and commercial submissions.

HRIS

Sync enrollments and employee changes with the HR systems your clients use.

Calendar

Two-way sync with Google and Microsoft calendars for the whole team.

Email

Send and log directly from Gmail and Outlook. Threads tied to the client record.

OAuth API for partners

Build on top of NextAgency. Read and write client, policy, and commission data.